Your banking partners are waiting on your entity.

Mercury, Stripe Treasury, and your seed round all need a properly formed US entity before you go live.

“Formation and registered agent handled end to end — every cost on the table before I paid.”

Ilker Atasoy
Founder, Delaware C-Corp
Verified customer · Formed via Lovie, 2025

About us

Lovie prepares and submits your LLC or C-Corp filings, provides a registered agent, and handles ongoing compliance. We submit your filings and handle your registered agent and ongoing compliance — so you can focus on building.

Transparent Pricing

No hidden fees, ever

Filed For You

Prepared and submitted to the state

Registered Agent

Available in every state

Our Impact

From idea to a real US company.

50 US states
1–3 days to file
$0 hidden fees
79M CP tools

AI-guided formation

Describe your business in plain language. Lovie recommends the right entity, prepares your LLC or C-Corp filing, and submits it to the state — you review and approve.

MCP & AI tools

Connect Claude, Cursor, or any MCP-compatible tool to your company. Query formation status, compliance deadlines, and documents right from your IDE.

Registered agent

A registered agent of record in all 50 states. Service of process and state mail scanned to your dashboard the day it arrives.

Priority support

Real humans who know formation, included with every filing. Get unstuck at any step — from entity choice to state filings and compliance.

Our Service

Everything your company needs, handled.

01 / Formation
LLC & C-Corp Formation
Form an LLC or C-Corp in Delaware, Wyoming, or any US state. Our agents prepare your documents, submit state filings, and deliver everything — you review and approve before anything is filed.

02 / Setup
Ready to Operate
Once your company is formed, you have everything you need to open a business bank account, bring on your team, and stay compliant year-round. No SSN or US address required — international founders can complete the entire process remotely.

03 / Agent
Registered Agent, Nationwide
Every LLC and C-Corp requires a registered agent in its state of formation. Lovie provides nationwide registered agent service, priced separately at $79/year ($49/year in Wyoming), and your compliance address is active from day one.

04 / Compliance
Digital Mail & Compliance
Stay compliant with annual report reminders and digital mail scanning. Lovie helps you stay ahead of state deadlines with alerts before penalties apply — no surprise invoices. BOI reporting support is coming soon.

05 / AI Tools
MCP & AI Tools
Lovie exposes your company data through Model Context Protocol (MCP), so AI agents in Claude Code, Cursor, and other IDEs can query your formation status, compliance deadlines, and documents programmatically — built for the AI-native workflow.

How It Works

From description to filed company.

01

Describe

Tell Lovie about your business in plain language — in chat, or from your IDE via MCP.

02

Review & approve

Lovie's agents recommend the entity and prepare your filing. Nothing is submitted until you approve.

03

We file

Your LLC or C-Corp is submitted to the state, with next-day expedited filing in Delaware.

04

Stay compliant

Registered agent with digital mail, plus compliance reminders that help you stay ahead of deadlines. BOI reporting support is coming soon.

Pricing

$29 to form. No subscription.

Every line item is on the table before you pay: our one-time fee, your state's fee, and the registered agent your state requires. Nothing is bundled that you did not choose.

Filing Guarantee — if a filing we prepare is rejected by the state, we fix and refile at no cost.

Formation
$29
one-time
Your LLC or C-Corp prepared and filed with the state, in any of the 50 US states. Charged once — there is no subscription.

Registered agent
$79
per year · $49 in Wyoming
Every state requires an agent of record. Ours covers that, plus digital mail scanning and forwarding, and keeps your home address off public records.

State filing fee
Varies
set by your state
Paid to your state, not to us, and never marked up. Your state's exact fee is shown before you pay.

In your formation
Delivered for your $29

• ✓Company formation documents prepared & submitted (LLC or C-Corp)
• ✓Next-Day Expedited Filing in Delaware
• ✓Post-incorporation documents — bylaws, operating agreement, stock purchase agreement & more
• ✓Filing Guarantee — a rejected filing we prepared is fixed and refiled at no cost
• ✓AI-guided formation, MCP and agent access, real-time dashboard
• ✓Compliance reminders, AI naming and trademark tools, email and chat support

In registered agent
$79 per year · $49 in Wyoming

• ✓Agent of record in your formation state
• ✓Digital mail scan & forwarding
• ✓Keeps your home address off public records
• ✓State notices and service of process handled on your behalf

Why Choose Lovie®

Why founders choose Lovie

Built for founders
One price covers formation, registered agent, mail, and compliance.

Entity sorted. Build the product.

Speaks Fintech, Not Just Corporate Lovie knows why your banking partner needs a Delaware C-Corp, why stock authorization matters for your cap table, and why a lapsed entity can kill a regulatory application.

Free Tools

Not ready to file yet? Start here.

LLC or C-Corp? Find out in 2 minutes → Answer a few questions about your goals and get a personalized entity recommendation.
AI Business Name Generator → Generate names with rationales, then hand off into formation in the same chat.
Formation Checklist → Every step from choosing an entity to staying compliant — free, no signup.
Trademark Check → Search existing trademarks before you commit to a name — avoid conflicts early.

FAQ

Questions about starting your fintech company.

• Should my fintech startup be an LLC or a C-Corp?
  If you plan to raise venture capital, a Delaware C-Corp is what VCs expect — it's built for preferred stock and SAFE notes. If you're bootstrapping or still testing an idea, a Wyoming or Delaware LLC is simpler and more tax-flexible. Lovie walks you through the tradeoffs based on your specific plans.

• Why do fintech companies incorporate in Delaware?
  Delaware has the most business-friendly court system in the US, well-established corporate law, and is the default for VC-backed companies. Investors, banking partners, and regulators all know Delaware law. Lovie submits your Delaware filing the moment you approve it.

• What does the Lovie plan include for fintech companies?
  LLC or C-Corp formation service, digital mail scanning, compliance guidance, and a real-time dashboard. State filing fees are paid separately, directly to your state. Registered agent service is $79/yr ($49/yr in Wyoming), priced separately. No surprise fees. No subscription.

• Does Lovie handle financial regulatory compliance — SEC, FinCEN, money transmitter licenses?
  Financial regulatory compliance — SEC registration, FinCEN reporting, money transmitter licenses — depends on your specific product and is handled separately. Lovie gets your entity formed so you can turn your attention to regulatory approvals.

• Can Lovie convert my LLC to a C-Corp when I raise funding?
  Conversion support is coming soon. When you're ready to issue equity or bring on investors, Lovie will guide the LLC-to-C-Corp process — from paperwork to stock authorization — so your entity is ready for the round.

• I'm a non-US founder building a fintech for the US market. Can I use Lovie?
  Yes. Many international fintech founders form Delaware C-Corps through Lovie. You don't need a US address, SSN, or to visit the US. Lovie handles everything remotely.

• What about Delaware franchise taxes?
  Delaware requires an annual franchise tax and report. Lovie tracks these deadlines and alerts you before they're due — so you don't get hit with late penalties. It's easy to miss; Lovie makes sure you don't.