# Your banking partners are waiting on your entity. Mercury, Stripe Treasury, and your seed round all need a properly formed US entity before you go live. “Formation and registered agent handled end to end — every cost on the table before I paid.” Ilker Atasoy Founder, Delaware C-Corp Verified customer · Formed via Lovie, 2025 ## About us Lovie prepares and submits your LLC or C-Corp filings, provides a registered agent, and handles ongoing compliance. We submit your filings and handle your registered agent and ongoing compliance — so you can focus on building. ### Transparent Pricing No hidden fees, ever ### Filed For You Prepared and submitted to the state ### Registered Agent Available in every state ## Our Impact ### From idea to a real US company. 50 US states 1–3 days to file $0 hidden fees 79M CP tools ### AI-guided formation Describe your business in plain language. Lovie recommends the right entity, prepares your LLC or C-Corp filing, and submits it to the state — you review and approve. ### MCP & AI tools Connect Claude, Cursor, or any MCP-compatible tool to your company. Query formation status, compliance deadlines, and documents right from your IDE. ### Registered agent A registered agent of record in all 50 states. Service of process and state mail scanned to your dashboard the day it arrives. ### Priority support Real humans who know formation, included with every filing. Get unstuck at any step — from entity choice to state filings and compliance. ## Our Service ### Everything your company needs, handled. 01 / Formation LLC & C-Corp Formation Form an LLC or C-Corp in Delaware, Wyoming, or any US state. Our agents prepare your documents, submit state filings, and deliver everything — you review and approve before anything is filed. 02 / Setup Ready to Operate Once your company is formed, you have everything you need to open a business bank account, bring on your team, and stay compliant year-round. No SSN or US address required — international founders can complete the entire process remotely. 03 / Agent Registered Agent, Nationwide Every LLC and C-Corp requires a registered agent in its state of formation. Lovie provides nationwide registered agent service, priced separately at $79/year ($49/year in Wyoming), and your **compliance address** is active from day one. 04 / Compliance Digital Mail & Compliance Stay compliant with **annual report reminders** and digital mail scanning. Lovie helps you stay ahead of state deadlines with alerts before penalties apply — no surprise invoices. BOI reporting support is coming soon. 05 / AI Tools MCP & AI Tools Lovie exposes your company data through **Model Context Protocol (MCP)**, so AI agents in Claude Code, Cursor, and other IDEs can query your formation status, compliance deadlines, and documents programmatically — built for the AI-native workflow. ## How It Works ### From description to filed company. 01 ### Describe Tell Lovie about your business in plain language — in chat, or from your IDE via MCP. 02 ### Review & approve Lovie's agents recommend the entity and prepare your filing. Nothing is submitted until you approve. 03 ### We file Your LLC or C-Corp is submitted to the state, with next-day expedited filing in Delaware. 04 ### Stay compliant Registered agent with digital mail, plus compliance reminders that help you stay ahead of deadlines. BOI reporting support is coming soon. ## Pricing ### $29 to form. No subscription. Every line item is on the table before you pay: our one-time fee, your state's fee, and the registered agent your state requires. Nothing is bundled that you did not choose. **Filing Guarantee** — if a filing we prepare is rejected by the state, we fix and refile at no cost. Formation **$29** one-time Your LLC or C-Corp prepared and filed with the state, in any of the 50 US states. Charged once — there is no subscription. Registered agent **$79** per year · **$49** in Wyoming Every state requires an agent of record. Ours covers that, plus digital mail scanning and forwarding, and keeps your home address off public records. State filing fee **Varies** set by your state Paid to your state, not to us, and never marked up. Your state's exact fee is shown before you pay. In your formation Delivered for your **$29** - ✓Company formation documents prepared & submitted (LLC or C-Corp) - ✓Next-Day Expedited Filing in Delaware - ✓Post-incorporation documents — bylaws, operating agreement, stock purchase agreement & more - ✓Filing Guarantee — a rejected filing we prepared is fixed and refiled at no cost - ✓AI-guided formation, MCP and agent access, real-time dashboard - ✓Compliance reminders, AI naming and trademark tools, email and chat support In registered agent **$79** per year · **$49** in Wyoming - ✓Agent of record in your formation state - ✓Digital mail scan & forwarding - ✓Keeps your home address off public records - ✓State notices and service of process handled on your behalf ## Why Choose Lovie® ### Why founders choose Lovie Built for founders One price covers formation, registered agent, mail, and compliance. ### Entity sorted. Build the product. **Speaks Fintech, Not Just Corporate** Lovie knows why your banking partner needs a Delaware C-Corp, why stock authorization matters for your cap table, and why a lapsed entity can kill a regulatory application. ## Free Tools ### Not ready to file yet? Start here. [**LLC or C-Corp? Find out in 2 minutes →** Answer a few questions about your goals and get a personalized entity recommendation.](/content/formation/chat/index.html) [**AI Business Name Generator →** Generate names with rationales, then hand off into formation in the same chat.](/content/formation/business-name-generator/index.html) [**Formation Checklist →** Every step from choosing an entity to staying compliant — free, no signup.](/content/formation/resources/formation-checklist/index.html) [**Trademark Check →** Search existing trademarks before you commit to a name — avoid conflicts early.](/content/formation/trademark-check/index.html) ## FAQ ### Questions about starting your fintech company. - **Should my fintech startup be an LLC or a C-Corp?** If you plan to raise venture capital, a Delaware C-Corp is what VCs expect — it's built for preferred stock and SAFE notes. If you're bootstrapping or still testing an idea, a Wyoming or Delaware LLC is simpler and more tax-flexible. Lovie walks you through the tradeoffs based on your specific plans. - **Why do fintech companies incorporate in Delaware?** Delaware has the most business-friendly court system in the US, well-established corporate law, and is the default for VC-backed companies. Investors, banking partners, and regulators all know Delaware law. Lovie submits your Delaware filing the moment you approve it. - **What does the Lovie plan include for fintech companies?** LLC or C-Corp formation service, digital mail scanning, compliance guidance, and a real-time dashboard. State filing fees are paid separately, directly to your state. Registered agent service is $79/yr ($49/yr in Wyoming), priced separately. No surprise fees. No subscription. - **Does Lovie handle financial regulatory compliance — SEC, FinCEN, money transmitter licenses?** Financial regulatory compliance — SEC registration, FinCEN reporting, money transmitter licenses — depends on your specific product and is handled separately. Lovie gets your entity formed so you can turn your attention to regulatory approvals. - **Can Lovie convert my LLC to a C-Corp when I raise funding?** Conversion support is coming soon. When you're ready to issue equity or bring on investors, Lovie will guide the LLC-to-C-Corp process — from paperwork to stock authorization — so your entity is ready for the round. - **I'm a non-US founder building a fintech for the US market. Can I use Lovie?** Yes. Many international fintech founders form Delaware C-Corps through Lovie. You don't need a US address, SSN, or to visit the US. Lovie handles everything remotely. - **What about Delaware franchise taxes?** Delaware requires an annual franchise tax and report. Lovie tracks these deadlines and alerts you before they're due — so you don't get hit with late penalties. It's easy to miss; Lovie makes sure you don't.